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Karte Smartly™ Visa

Earn unlimited 2% cash back on every purchase.

Unlimited 2% cash back earn

on every purchase with no caps

$0 Annual fee

Enjoy great benefits with no annual fee plus a 0% intro APR on purchases and balance transfers

Up to an additional 2% cash back

on your first $10,000 in eligible Net Purchases each billing cycle when paired with a U.S. Bank Smartly® Savings account plus qualifying balances in U.S. Bank Smartly® Checking and/or Safe Debit account(s)
  • Total of 2.5% cash back with a qualifying balance between $10,000 to $49,999
  • Total of 3% cash back with a qualifying balance between $50,000 to $99,999
  • Total of 4% cash back with a qualifying balance of $100,000 or more
Apply Now

Karte Shield™ Visa

Get a low intro APR for 24 billing cycles.

Low intro APR

0% APR on purchases and balance transfers for the first 24 billing cycles. After that, a variable APR, currently 17.49%-28.49%

4% cash back

On prepaid air, hotel and car reservations booked directly in the Travel Center when you use your card
Apply Now

Karte Cash+® Visa

Earn $150 to $200 cash back.

Up to 5% cash back

on two categories you choose each quarter.

1% cash back

on all other eligible purchases.

2% cash back

on one everyday category you choose each quarter.
Apply Now

Karte Altitude™ Visa

Earn 20,000 bonus points.

4X points

on dining, takeout and restaurant delivery on your first $2,000 each quarter.

2X points

on streaming services.

2X points

on all other eligible purchases
Plus, a $15 credit for annual streaming service purchases.

1X point

on all other eligible purchases

Plus, a $15 credit for annual streaming service purchases.
Apply Now

Karte Shopper™ Visa

Earn up to 6% cash back plus a bonus that has increased from $200 to $250.

6% cash back

on your first $1,500 in combined eligible purchases each quarter with two retailers you choose.

1.5% cash back

on all other eligible purchases.

3% cash back

on your first $1,500 in eligible purchases on your choice of one everyday category.
Apply Now
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